Individual & Family Plans
Individual Plans
Health insurance designed for single individuals, providing coverage for medical care, prescriptions, and preventive services. Plans can be purchased through the Marketplace or directly from carriers to fit a variety of budgets and needs.
Family Plans
Comprehensive coverage that protects every member of a household under a single policy. Family plans help manage medical expenses and ensure access to care for spouses, children, and dependents.
High-Deductible Health Plans
Plans with higher deductibles and lower premiums, designed to pair with Health Savings Accounts (HSAs) for tax-advantaged savings. HDHPs provide coverage for major medical expenses while giving flexibility in managing routine healthcare costs.
Employer Plans
ICHRA
An employer-funded benefit that reimburses employees for individual health insurance premiums and qualified medical expenses. ICHRAs offer businesses a flexible and tax-advantaged way to provide coverage without traditional group plans.
Group Health
Health insurance purchased by an employer to cover employees and their families. Group plans provide consistent access to medical care, often with lower premiums and shared risk across the employee base.